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  490 Westfield Rd.|HOLYOKE MA 01040
  413-532-7007 | HOLYOKECU.COM   

May 2020  
May 2020

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Happy Memorial Day!

“To those in uniform serving today and to those who have served in the past, we honor you today and every day.”- Unknown

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COVID-19 Update
HCU's Business Hours Have Expanded

As of May 18, 2020 Holyoke Credit Union’s business hours will be expanding as we begin the process of a gradual reopening.

The Holyoke and Feeding Hills branch hours will be:

Holyoke & Feeding Hills Drive-Up
Mon-Fri (9:00am - 4:00pm)
Sat (9:00am - 12:00pm)

HCU’s West Springfield Branch and Drive-thru will remain closed until further notice.

The Holyoke and Feeding Hills branches will continue to be open to members by appointment only.

For Branch Appointments

If you would like to make an appointment to meet with a Member Service Representative, please call:

Holyoke Branch – Sharon Carter at 413-341-0133

Feeding Hills Branch – Marjorie Letasz /Beth Cook at 413-278-6840.

We thank you for your understanding through the COVID-19 crisis and we ask for your continued patience while we work toward a reopening of business within the constraints of a “new normal”.



New Normal, New Risks, Same Criminals
We’re (mostly) all in this together.

Take a moment and think about what you’ve been through over the last few weeks. Chances are, you have made your contribution to the health and safety of your community by isolating yourself and your family. You have learned new ways to move through each day, and for some this has drastically altered your professional and economic situation. Through all of this, it’s been helpful to remember that we are all in this together.

And then there are those that seek to take advantage. Cybercriminals and identity thieves may be sheltering in place, but they are still working to steal from the most vulnerable. In fact, as our state and federal government work to repair the economic damage, these crafty individuals were able to leverage all of this uncertainty. Now is the time to understand where these scams appear and how you can be prepared to fight back.




Are You Financially Prepared for Retirement?
A Reverse Mortgage May Be the Answer

Today, the three traditional sources of retirement income – savings, pensions and Social Security benefits – aren’t always enough to enable older adults to live the retirement they imagined.

More and more people are looking to the equity in their home as another source of retirement income.  One way to access this equity is through a reverse mortgage. Since the enactment of The Reverse Mortgage Stabilization Act of 2013 and added consumer protections, reverse mortgages have become a trusted alternative for seniors.

And now HCU has added reverse mortgages to our product offering in order to further help our senior members.




The Tax Filing Deadline Has Changed
Get Special Savings on TurboTax

Have you filed your taxes yet?  In response to COVID-19, the IRS has extended the federal tax filing deadline to July 15, 2020.  In addition, the CARES Act was passed into law on 3/27 and provides up to $1,200 for individuals, $2,400 for joint taxpayers, and an additional $500 for each qualifying child.  

To ensure the IRS has your most current information, file your 2019 tax return now.  If you are getting a refund, make sure you select direct deposit - you'll get your refund faster, and the IRS will have the info it needs to direct deposit a qualifying stimulus check. 

File with confidence, knowing that TurboTax guarantees 100% accurate calculations and runs thousands of error checks as you go.  And if you need help, TurboTax has it: from answers online anytime, to unlimited advice and a final review from a CPA or Enrolled Agent with TurboTax Live.  File today and SAVE UP TO $15.

* Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2019. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice.  Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.




Your Online Financial Profile Got Hacked — Now What?
What to do when you realize that your identity has been compromised

Whether you find yourself unable to access your financial institution’s online app because the password has changed, notice fraudulent charges made to your credit card or are suddenly missing money from your checking or savings account, the feeling that your financial security is at risk is a terrifying one.




What You Should Know About Setting Up Beneficiaries for Your Accounts
Designating beneficiaries protects your assets after death

No matter the state of your finances, it’s important to think about what will happen to your accounts if you pass away unexpectedly.




Tips to Keep Your Financial Records Well-Organized
How to keep your small business finances organized

Keeping your financial records well-organized is important for more than fulfilling regulations or legal requirements. It also helps you better understand your business, now and in the future.




How to Create a Safe Outdoor Landscape for Your Pets
Keep these tips in mind to protect your furry friends
When it comes to landscaping with your four-legged friends in mind, you need more than a fenced-in yard.



A Brief History of Juneteenth
Learn more about this important day in American history
While Abraham Lincoln is known for signing the Emancipation Proclamation in 1863, it wasn’t until two years later that most African-American slaves learned that they were free.



DIY Father’s Day Gift Ideas
Show him your appreciation with these presents
If your dad is an important part of your life, let him know how special he is by giving him a DIY gift for Father’s Day.



10 Ways to Help You Drink More Water
Hydration tips to boost your health
Staying hydrated is an important health goal to have. Try these 10 strategies to increase your water intake.



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