March 2021
HeartLand Federal Credit Union
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Member Appreciation Days
As Heartland Federal Credit Union’s 85th Anniversary year comes to a close, we want to give back to our members with a Member Appreciation Celebration. Between April 5 and May 4 come celebrate with us!

Starting on April 5, enter to win one of our Grand Prizes, have lunch on us at one of our food truck events, and shred your sensitive documents taking up space in your home.

Stop by your local branch to receive a special gift (while supplies last) – we even have one for your kids or grandkids!

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Visa Credit Cards
Heartland FCU offers several Visa Credit Card options with many features and benefits. Besides our low, non-variable rate, we also offer a low introductory rate on balance transfers. The best part, we do not have balance transfer or cash advance fees! Click for more information and to apply online. Don’t worry, if you have limited income or credit history, we also offer a Secured Visa Credit Card.

If you already have one of our Visa Credit Cards, we hope you are enjoying all the great benefits. If you are interested in a credit line increase, we would be more than happy to discuss this with you. Heartland FCU is required, per our lending policy, to perform periodic reviews of our credit card portfolio. We may need updated contact information, employment information, and proof of income. Please contact the credit union to update your information.

 
Auto Link Car Buying Service
You don't have to be lucky to save money on your next vehicle. Get the best prices with our car buying service!

 
REACH Financial Education
Financial Litereacy Bee Scholarship
Heartland FCU is proud to be a sponsor of the 2021 Everfi Financial Literacy Bee.

This virtual challenge features four short digital lessons followed by an essay contest in which students share a short-term or long-term savings goal and outline their plan to achieve that goal. Winners of the EVERFI Financial Literacy Bee will receive a total of $20,000 in college scholarships.

By competing in the challenge, participating students will gain new skills to create a personalized financial decision-making framework that they can apply to their lives now and in the future.

Deadline is April 15, 2021.

 
Certificate of Deposits
Certificate of Deposit, or CDs, are a type of financial account designed to hold your money for a fixed amount of time with low associated risk – and you earn guaranteed interest in return! Learn more about what is involved in opening a CD to decide if this saving tool is right for you.

Take this fun course to learn about:
  • CD options offered by financial institutions
  • How to calculate your interest earnings
  • The pros and cons of CDs, compared to other accounts

 


 
Community Corner
Casual for a Cause
Dressing Down to Do Good
For the month of March, Heartland Federal Credit Union chose Wayne High School to donate our $1,200 Casual for a Cause proceeds. Wayne High School also partners with Heartland FCU's REACH Financial Success Program to provide lessons on fiscal responsibility, money management, credit and borrowing, savings and more.

 
Lifestyle
The Best Plants to Help Keep Pests Away
Keeping these plants and herbs around will help deter all kinds of pesky critters
Warmer weather is just around the corner, which means more time spent enjoying the great outdoors. Unfortunately, relaxing in nature often brings with it the annoyance of pests like insects, rodents, and even parasites.

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Tips for Building a Tree House
Create a fun treetop getaway the whole family will enjoy by following these helpful steps
For many kids, having their very own tree house is the ultimate dream. These treetop structures offer children a fun escape, a chance for imaginative adventure, and an easy way to get close to nature.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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