October 2020
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The Latest
Home Loan Rates
Home loan rates are at an all-time low. Now is the time to purchase, refinance, or use your home's equity. A Home Equity Line of Credit or Home Equity Loan is perfect for home improvement projects - there's even time to get some done before the holidays. Or if you are thinking of buying a house or refinancing your existing home, we'll find the best mortgage rate for you. Call us today for a personalized home loan experience.

Cash Back on a Car Loan
Heartland FCU's mission is to help you save money on important decisions, like buying a car. You can, with our Auto Link! Plus, receive 1% cash back and up to 90 days deferred payment on a new or used auto purchase if you use Auto Link to research your purchase.

Emergency Fund
Nearly half of Americans couldn't cover a $400 emergency. If this statistic scares you, we have a plan for you! Let Heartland FCU fast track your savings so when an emergency strikes, you'll be ready. Earn a higher dividend on your hard-earned cash with our Emergency Fund Savings*. Open an account today.

*This is a deposit only savings. Withdrawals may be made by contacting Heartland FCU. Some restrictions may apply. See a Heartland FCU representative for complete details.

REACH Financial Education
Considering Home Ownership
Thinking about buying a home? Learn more about the process, resources, and strategies to help you buy a home while sticking to a budget. Explore loan choices, compare mortgages, and learn key points to help you decide if home ownership is right for you.

Community Corner
Casual for a Cause
Dressing Down to Do Good
For the month of October Heartland FCU chose the Pink Ribbon Girls to donate our $1,000 Casual for a Cause proceeds. Pink Ribbon Girls provide healthy meals, housecleaning, rides to treatment, and peer support to individuals with cancer - free of charge.

5 Ways to Keep Your Home Smelling Great
Easy tips for eliminating unwanted odors
Maintaining a home comes with a variety of challenges, among them the need to keep your space smelling fresh.


Tips for Splitting Household Chores Fairly
How to divide household chores fairly
Since there is no end to household chores, it is imperative that no one shoulders the burden alone.


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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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