April 2020
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The Latest
COVID-19 Update
HELPING ... PROTECTING ... INFORMING - Coronavirus Update: Emergency financial assistance is available for members. Branch services are available through Drive-Thru, Night Drop, ATM and appointments.

 
REACH Financial Education
Building Emergency Savings
It's important to make sure you're prepared for unexpected situations that may arise in life. This short, interactive learning experience will teach you how you can build a savings account dedicated to dealing with emergency circumstances, such as injuries, illnesses, or repairs for cars and appliances.
  • What types of emergencies you might need to save for
  • How to develop a savings strategy
  • Resources to help you in your planning

 
When to Consider a Second Mortgage
When is it time to take out a second mortgage?
As your largest asset, your home carries a lot of weight in terms of your current financial health and your future financial goals. Using your home as collateral, you can acquire a second mortgage to rectify money troubles or attain something you’ve always dreamed of having for yourself. Whether to get out from under an outstanding debt or to renovate your kitchen, you must first determine if it’s appropriate to take out a second mortgage on your home.

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Community Corner
Casual for a Cause
Supporting our Healthcare Heroes
Heartland Federal Credit Union employees are dressing down to do good. Heartland FCU has adopted a casual work attire environment in exchange for donations to causes selected by its employees and members. Heartland FCU matches the employee donations. This April we have selected our Healthcare Heroes to support. Click to watch the videos from this month's check presentation.

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Lifestyle
How to Stay Focused When Working From Home
Ways to stay productive when working from home
Working from home has many perks — zero commute, a comfortable environment and no dress code. Yet, working from home comes with its own set of distractions.

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Tips for Unplugging From Social Media
A few easy ways to spend less time online
It’s no secret that the world is more connected now than at any other time in history. While that makes communication a breeze and opens up an avenue to learn more about other cultures, it also encourages us to spend far too much time scrolling through social media.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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