March 2020
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Heartland Federal Credit Union’s number one priority during these unprecedented times of the Coronavirus (COVID-19) is to stay focused on meeting your financial needs, while keeping everyone safe. We believe that by working together, we can help contain the spread of COVID-19 and take care of our communities, one member at a time. Click here to learn more.

Welcome to our new monthly eNewsletter!
Heartland Federal Credit Union is pleased to introduce our members to Reaching Your Dreams, our new monthly eNewsletter! Heartland FCU is committed to helping you REACH your DREAMS through innovative financial solutions.

Each month, Reaching Your Dreams, will feature the following...


Refer a Friend Reward
Refer friends and family to join Heartland FCU and you both earn $25.

Click here to get started.

Branch hours change
Effective April, 1, 2020 all branch hours will be:

9 am – 5 pm Monday thru Thursday

9 am – 6 pm Friday

Heartland FCU Annual Meeting
Heartland FCU’s Annual Meeting will be April 21 at 7 pm at our Moraine branch. If you would like to serve on HFCU’s Board of Directors, send your written request postmarked by March 20 to 3400 Office Park Drive, Dayton, OH 45439.

REACH Financial Education
REACH Financial Success Program
Heartland FCU is committed to helping you REACH your dreams through innovative financial solutions. Our REACH Financial Success Program is a free benefit that provides short, easy to understand learning experiences that will increase your financial knowledge so you can confidently plan for the future. Click here to create your Personalized Playlist today.

What Is a Good Amount for an Emergency Fund?
Understanding and determining how much money you should keep for disasters
Unexpected expenses can throw your life into turmoil — and if you don’t have the money to resolve the crisis, your life will become even more difficult. That’s why you need an emergency fund.


Home Equity Line of Credit vs. Home Equity Loan
Know the differences between these financial solutions
If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. They each come with their own set of rules and benefits.


Community Corner
Heartland Federal Credit Union Casual for a Cause Program
Heartland Federal Credit Union employees are dressing down to do good. Heartland FCU has adopted a casual work attire environment in exchange for donations to causes selected by its employees and members. Heartland FCU matches the employee donations.

In March, we will support the Kettering Parks Foundation Reach For The Sky program and present them a check for $1,000.


Tips for Staying Positive During the Winter
Don’t let the cold weather and early nights get you down
While the winter many be best-known for jovial holiday festivities and a sense of togetherness, it can also be challenging on an emotional and mental level.


4 Healthy Pressure Cooker Recipes
Delicious dishes you can easily prepare in a pressure cooker
Cooking a flavorful, succulent meal can take a long time … unless you have a pressure cooker. This brilliant invention can do the work of an oven, wok or slow cooker in a fraction of the time.


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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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