We will be conducting a brief but important conference call for any and all clients who have investment accounts in the Worldwide Sectors investment strategy. The reason for the call is to announce and discuss several significant changes we are making to the methodology and holdings within the strategy to improve overall performance in both bull and bear markets. The conference call will be held at 5:00 pm MST on Thursday, Dec. 18th. Please RSPV as soon as possible by replying to this email if you would like to attend the call so we can reserve enough telephone lines with our conferencing service. The topics we will discuss are as follows: