by Andrew Ceccon
Chief Marketing Officer
A.D.A.M

Consumer-driven healthcare (CDH) has become an idyllic vision, frequently discussed but rarely well executed. In the CDH vision, employers would offer programs that would give employees real incentives to consume medical services wisely. People seeking medical care would have a wealth of comparative data at their disposal, just like anybody shopping for a TV or automobile. Armed with data, they could buy the best brand (doctor, hospital, lab, etc.) at the best price for their situation. The forces of capitalism would compel insurance companies and doctors to find a reasonable balance between quality of care and cost to please consumers and plan sponsors.

by Joe Manheim
Senior Vice President
The TriZetto Group, Inc.

The early returns are in. Despite their brief history and penetration of just 5 percent of covered employees, consumer-driven health plans (CDHPs) have yielded savings for large and small employers across the country. “CDHPs,” reports Mercer, “delivered substantially lower cost per employee than either PPOs or HMOs in 2007.”1 CDHP cost averaged just $5,970 per employee, compared to $7,120 for HMOs and $7,352 for PPOs.²

America’s Baby Boomers, the 78 million people born between 1946 and 1964, are poised to either overwhelm or overhaul the American healthcare landscape. Which will it be?

Coalition America is pleased to offer a personalized medical cost-containment service for consumers who do not have medical insurance or those owing medical expenses that are not covered by their health insurance. Our knowledgeable, experienced staff works directly with your providers of medical services to help you reduce your out-of-pocket medical expenses. Acting as your personal medical claim cost management advocate, we can assist you and your family to ensure you are paying the lowest wholesale price offered by your medical provider.

For more information, please contact Coalition America at Sales@CoalitionAmerica.com.