Insurance rates climb and claims are piling up partially because of a fast but not always high-quality home construction. "We've worked on multimillion-dollar homes that are beautiful physically, but structurally, it's poor construction," said Alan Wozniak, president and chief executive of Pure Air Control Services, a mold-remediation company. "It happens often in areas like Northern Virginia, for instance, and other areas of high growth, where homes are being built as fast as humanly possible.