|
|  |
|
|
Mold Not Covered By Most Insurance Companies
by News19
(Richland County)- A Blythewood woman says mold is growing inside her home, but her insurance policy does not cover mold removal. "I didn't know that anything was going wrong," explained Frona Haddad, who says a plumber spotted mold growing underneath her home while fixing a burst pipe.
Haddad, who has limited mobility due to multiple sclerosis, says she began to notice mold growing inside her closet, black spots on her carpet, weak floor boards and an unusual cough coming from her cats. "Then I started to cough and sneeze," said Haddad. "My voice was getting deeper, and I didn't know what to do."
Haddad says she filed a claim with Allstate; however, an agent informed her that mold was not covered under her policy. Haddad, who relies on a disability check, says she cannot afford to pay for the mold to be removed from her home.
"It's important to realize that there are some things—they are few and far in between—that are not covered by the homeowner's policy," explained Larry Lucas, a State Farm Insurance Agent. "Mold, mildew, rot and long-term damage have always been excluded."
"Typically, something that happens suddenly, like an accidental type of damage that happens immediately, a ruptured pipe for instance, is covered under homeowner's policy," explained Lucas. However, he says most insurance providers would not cover mold that grows as a result of an undetected leak.
According to Lucas, routine home inspections help homeowners discover problems that could eventually lead to mold growth. He suggests checking for leaks underneath homes and near air-conditioning units.
"I would like to know who checks under their home every week," said Haddad. "I didn't know anything was wrong."
| http://www.wltx.com/news/story.aspx?storyid=45418 # # # Pure Air Control Services 800-422-7873
[PRINTER FRIENDLY VERSION]
|
|
| |
|
|
|
Request a FREE Copy of the Bioaerosol Guidelines
|
|
|
|
|
Your IEQ Hotline! Toll Free 800-422-7873
|
|
|
|
|
Free Subscription to The IEQ Review
|
|
|
|
|
Tell A Friend About the IEQ Review!
|
|
|
|
|
