Climate is not a major contributor to the risk of having mold present in U.S. residential and commercial properties, according to a recent report released by the GREENGUARD Environmental Institute (GEI), a non-profit organization that works with lenders and property developers on mold risk mitigation techniques.

The findings, which are based on a relative hazard ranking model used by GEI and developed by American Risk Management Resources (ARMR) - an insurance brokerage and consulting firm specializing in environmental insurance covering mold - are based on mold losses on insurance claims with premiums paid on property and liability coverage in each of the 50 states.

Tennessee has the ninth worst relative mold loss rate at 1.33. The report identifies Wisconsin as having the best relative mold loss rate (.06) and Texas as having the worst (2.95) based on the relative frequency of insurance claims.

Mention mold right now and the Gulf Coast comes to mind first, but the contamination on real estate hit by hurricanes was generally less significant overall than mold growth caused by inferior building materials or poor construction," said Carl Smith, CEO/executive director of GEI in a press release distributed by GEI.

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