Identity Theft
by Linda Lewis / New Business Specialist
So many people do not understand what identity theft coverage is. This excerpt from a brochure distributed by Cincinnati Insurance explains what identity theft is, how it protects a client and what expenses it does pay for.
What is identity theft?
Identity theft occurs when criminals steal consumer’s identities by using Social Security numbers and other forms of personal identification. If someone fraudulently uses your identity to steal money from your bank account and apply for loans and credit cards...
[FULL STORY]
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Seasonal Coverage
by Becky Middaugh / Personal Lines Director
Spring is here! The ground is thawing! You’re anxious to get your toys out of storage.
Are you insured?
Before operating any of your toys that you stored for the winter, be sure to call your insurance agent to make sure you are properly covered. One simple call to your agent advising them you are now going to operate that Classic Car, Motorcycle, RV, Boat, Jet Ski, etc. can ensure that you will be properly covered before you hit the road or water for that summer time fun.
Be sure to also let your agent know if you added any custom parts or equipment to these toys during the winter months as you will want to make sure they are properly covered.
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Ohio Legislature’s Mini-COBRA Law Change Extends Federal Subsidy up to Nine Months
Subsidy may reduce health insurance cost by 65% for workers who lose their jobs
by Ohio Department of Insurance
COLUMBUS — Ohioans employed by a company with fewer than 20 employees who have lost their job could now secure a federal subsidy up to nine months that may reduce by 65% the cost of their state continuation health coverage, often referred to as mini-COBRA, Ohio Department of Insurance Director Mary Jo Hudson said.
The Ohio Legislature inserted an emergency amendment into House Bill 2, the state’s transportation-stimulus bill that passed and was signed by Governor Ted Strickland on April 1, immediately extending the timeframe eligible Ohioans can secure mini-COBRA continuation health coverage from six to 12 months, thus also extending eligibility for the federal subsidy from six to nine months...
[FULL STORY]
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Short Term Medical Insurance
by Georgia Burling / Health Benefits Specialist
Recent Graduate? Between jobs? New Hire Probationary Period?
Our lives are continually in motion. There are constant changes, anticipated and unanticipated. During these times, Short Term Medical quickly provides low-cost temporary coverage with only a few simple medical questions. Even if you are healthy, it is important to protect you and your family, both medically and financially, against an unexpected illness or injury.
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