As the warmer weather comes to town there are a few things that you might have forgotten over the past few “frozen” months. Here are just a couple of travel and home readiness reminders:

Although most commercial property policies provide examples of how coinsurance works, why policies have such a clause is a mystery to most insureds and many agents.

The Louisville Board of Fire Underwriters introduced the coinsurance condition as a standard clause back in 1885 for pork and tobacco risks, and it was expanded to other property in 1890. However, individual insurer use of this condition dates back to at least 1877 (Continental Insurance Company), if not earlier.

When you started your own company, your focus was on getting it off the ground. You spent countless days and nights building the business, solving problems, working hard to please clients. Now, your venture is a success. But over time, maybe you’ve let some critical details fall by the wayside. Unfortunately, says entrepreneurial expert Ty Freyvogel, those little business practices that so often get overlooked are the same ones that can keep you a step ahead of the competition.

“Being a really successful business owner is all about forming good habits,” says Freyvogel, founder of EntrepreneursLab.com, a Web site with business advice for entrepreneurs. “If you don’t keep up with certain tasks—tasks that you probably think of as non-essential—you might get lucky and avoid a major catastrophe. But then again, you might not. Is that really a chance you want to take?”

Freyvogel has created a checklist of business management habits that will help you you eliminate problems before they arise will keep your business healthy and you sane.

How are you doing as a leader? The answer to this may be found in more questioning. How are the people you lead doing? Do they learn each day? Do they visit customers? Do they manage conflict? Do they seek excellence in what they do? Do they initiate change? Are they getting promoted?

If you get concerned about how you are doing as a leader, just find out how the people you lead are doing. You’ll quickly know the answer!