ChamberCARE Program offers options for the uninsured and those who have high deductibles.

It comes as no surprise that 80 percent of the state's nearly 2 million uninsured Floridians are employed. Now, the Chamber's member businesses have the opportunity to purchase health insurance for employees through ChamberCARE, an insurance-services agency that assists Chamber members with insurance needs. Termed a mini-medical plan, it is the result of a concerted, coordinated effort by the Orlando Regional Chamber of Commerce in conjunction with other members of the Florida Chamber Federation and under the leadership of the Florida Chamber of Commerce. Mini-med plans now offer basic care options to many without coverage - and to those who are at the critical stage of canceling coverage because of the extraordinarily high costs. As financially and emotionally welcome as this product is, it is not intended to serve as a replacement for a comprehensive 80/20 type policy. It is not a discount program. It is, however, a guaranteed issue mini-medical plan which provides a specified layer of coverage for hospital confinement, emergency care, outpatient physician visits, and surgical/ anesthesia. Ideally, a mini-medical plan should be backed by a catastrophic (major medical) policy.

Mini-Med Options
Mini-Med plans are designed with limited coverage to provide families and individuals with flexible, yet affordable coverage. Mini-Meds typically assist in offsetting costs and provide limited coverage for both inpatient and outpatient services such as: office visits, emergency room/accidents, anesthesia benefits, hospitalization, intensive care, and surgery.

Monthly premiums typically range from $38 to $78 for an employee or $106 to $207 for employee and family. For additional information, call ChamberCARE at 866.322.7526 or send an e-mail to ChamberCare@flchamber.com ."