Introducing LSW SecurePlus Advantage 79 July 14, 2008 Interest Crediting Strategies - Current and Illustrated Rates Interest Crediting Strategies Strategy Cap Participation Rate Max Illustrated Rate Point-to-Point Cap Focus 15.00% 100% 9.40% Point-to-Point Part. Rate Focus 11.50% 140% 8.50% Point-to-Point No Cap No Cap 65% 8.60% Point-to-Average No Cap No Cap 120% 8.10% Basic Strategy - 5.75% Fixed Interest Crediting Strategy - 5.75% [PRINTER FRIENDLY VERSION] HOME National Life Insurance Company, Montpelier, VT Life Insurance Company of the Southwest, Dallas, TX Admin. Office: 1 National Life Drive, Montpelier, VT 05604 www.nationallife.com 1 Riders are optional, may be available at additional cost, and may not be available in all states. 2 Substantial limitations apply to exercising the Overloan Protection Rider, including that the policy be in force at least 15 years and the insured having attained the age of 75. 3 Policy loans and withdrawals reduce the policy’s cash value and death benefit and may result in a taxable event. Surrender charges may reduce the policy's cash value in early years. National Life Group is a trade name of National Life Insurance Company and its affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. All companies referenced are affiliated. Agent Use Only - Not For Use With The Public TC42579(0708)

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