IMPORTANT PRIVACY NOTICE
At JM Lexus we value our customers' privacy and as required by law, the following describes important information regarding how we collect public and non-public personal information, how the information is disclosed, and your rights to opt-out of us disclosing certain information. Please review this information carefully.
INFORMATION WE MAY COLLECT
JM Lexus collects non-public information about you from the following sources:
§ Information we received from you on credit applications or other forms.
§ Information about your transactions with us or others.
§ Information provided by you on our web sites.
§ Information from credit reporting agencies, such as information relating to your credit worthiness, your credit score and credit usage.
INFORMATION WE MAY DISCLOSE AND TO WHOM
JM Lexus may disclose the following kinds of non-public personal information about you to both affiliated and nonaffiliated companies:
§ Information we received from you on a credit application or other forms, such as your name, address, social security number, date of birth, income, employment history, e-mail address, and telephone number.
§ Information we receive from your consumer credit reports or a consumer reporting agency, such as your credit worthiness, credit score, or credit history.
§ Representations made by you to us, such as your employment history, account balances, payment histories, and your relationship with other persons or entities that you have listed as references.
§ Information about your transaction with us, our affiliates, or others, such as your Vehicle Identification Number, whether you leased or financed your vehicle, and what type of vehicle you purchased.
§ Information obtained during your visit to our web site (such as provided through online forms and online information collecting devices known as "cookies.")
§ Information we receive from non-affiliated third parties as permitted by law.
JM Lexus may disclose non-public personal information about you to the following types of non-affiliated third parties:
§ Direct mail marketing companies and other marketing companies to keep you informed about your vehicle (such as maintenance services that may be due, service specials, and sales promotions.)
§ Lexus Division of Toyota Motor Sales (our vehicle distributor.) and Lexus Financial Services, and Other financial institutions.
§ Service providers, such as insurance companies, banks, other finance companies, auditing companies.
§ Vehicle transport companies (if you have your vehicle delivered.)
§ Third parties, to comply with reporting and other legal requirements or to otherwise conduct business.
JM Lexus may disclose non-public personal information about you to the following affiliated parties.
§ Jim Moran & Associates, Inc. (an automobile after-market product company.)
§ Fidelity Warranty Services, Inc. (an extended warranty provider.)
§ JMIC Life Insurance (provider of credit life and disability insurance).
Affiliated third-parties are companies under common control or ownership of JM Lexus’ parent company, JM Family Enterprises, Inc. Non-affiliated third parties are companies not under common control or ownership of JM Lexus' parent company.
We may also disclose nonpublic personal information about you to affiliated and nonaffiliated third-parties as permitted by law. For example, information may be provided to government entities in response to subpoenas. It may also be shared as part of the routine course of business, such as with consumer credit reporting agencies, collection companies, and selected vendors of JM Lexus. You may not opt-out of us sharing this type of information with these affiliated and nonaffiliated third-parties.
We may also disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. You may not opt-out of us sharing this type of information with these affiliated and nonaffiliated, third-parties.
YOUR RIGHT TO OPT-OUT
If you prefer that we do not disclose non-public personal information about you to non-affiliated third parties, you may elect to opt-out of these disclosures; that is, you may direct us not to make those disclosures (other than disclosures permitted by law.) by calling us toll free at 1-888-343-4723 and requesting to Opt-Out, or by visiting our www.jmlexus.com, clicking “contact us”, filling out the form, and stating “Opt-Out Request” in the subject line of the email. JM Lexus will require your name, address (including ZIP code), telephone number, and the last four digits of your Social Security number with the request. Incomplete information will delay, or possibly prevent, our ability to honor your request.
JOINT ACCOUNT HOLDERS
If you and one or more other customers jointly obtain a financial product or service from us ("joint accountholders"), we will apply any opt-out instruction that we receive from any individual joint account holder to all joint account holders on that account with respect to that account, upon request. Please be prepared to name each join account holder and provide an address and phone number. Any joint accountholder may exercise this opt-out right.
JM Lexus restricts access to non-public personal information about you to those individuals who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information.
CHANGES TO THE POLICY
JM LEXUS appreciates your business.