CARP

March 6, 2015
Get Your Free Subscription to CARP Action Online!

Add Remove
Send as HTML
Send to a friend




Elder Abuse Ė ĎDuty To Reportí should be enshrined in law
CARP Members have Spoken!


There is virtually unanimous agreement among CARP members that Canada needs a mandated ĎDuty to ReportĒ for professionals who suspect elder abuse of the person in their care. This must be coupled with whistleblower protection and a specialized agency to respond to the reports as well as adequate supports and services. A model already exists in Newfoundland and Nova Scotia and other provinces should follow suit. Read more

CARP responds to Generation Squeeze study
Discussion paper sets dangerous tone for policy discussion in Canada


If youíve ever wondered exactly what your government thinks of you, take a closer look at the next federal, provincial or even municipal budget. The numbers tell a revealing story of who and what we value, says Paul Kershaw, professorat the University of British Columbiaís School of Population and Public Health and author of a provocative new study examining the distribution of government spending by age. Read more





Dear Seniors: Please donít Retire Yet!
Signed, The Canadian economy...


Once upon a time, growing old often meant growing poor. As recently as 1976, 37 per cent of Canadaís seniors lived in poverty. But that year, the first group of retirees to receive full Canada Pension Plan benefits hit age 65. Other programs such as Old Age Security and the Guaranteed Income Supplement for low-income seniors started to have an impact. Workplace pensions were strong. And by the 1980s, investments through vehicles such as mutual funds were becoming popular. Read more

Generation 5
The Middle-Aged Guide to Growing Up


Iím a boomer, and I won the lottery. I was born white, male, Canadian, in the middle of the baby boom. It doesnít get better than that anywhere in the world. But like all but a few Canadians, Iím not from here, or at least my family isnít. I come from a long line of Generation 5, British and Canadian. The first General commissioned in my motherís family was in 1789. Read more

Carolís Corner
"My childhood comes into view and I can almost touch the fragrant mauve blossoms of our old lilac treeÖ"


I look back several decades and what comes into view is the lilac tree outside my second floor bedroom, loaded with mauve blossoms, almost close enough to touch, and the sweet aroma fills my room. It must have taken years to grow that high, and I have no idea who planted it, but it was a welcome harbinger of spring in the snowy environs of that part of Montreal called Ahuntsic. Lilacs were followed by gorgeous peonies, as large as cabbages. We would bury our noses in them, ignoring the admonition, ďwatch out, or youíll get ants up your nose! Read more

Carol In Your Corner
More on Housing Options (Second Installment)


In the last issue we discussed Life Lease, as well as Land Lease where the home is actual a trailer. However, there are a growing number of Land Lease communities which have Ďbuilt housingí. In brief, the buyer owns the home, but leases the land on which it sits. Governments, private organizations and not-for-profit groups are the usual providers. The housing is more affordable by separating the cost of the buildings from the cost of the land. Read more

Introducing the Drug and Health Product Register
Health Canada announces the creation of their new online database for consumers


People can now find practical information such as what a drug is used for, safety warnings and common and reported side effects on The Drug and Health Product Register. To find information about drug products, the user can search by brand name, active ingredient and drug identification number (DIN). Read more





CARP Health Survey Poll Report
New poll reveals startling findings with systemic implications


While there is little spontaneous awareness of the CIHI Health Care Policy Survey of Older Adults, there is substantial agreement with the key findings as presented to members. Two thirds agree Canadians donít have timely access to care and a substantial minority has experienced this themselves, especially with respect to specialists. They wait longer than 2 months to see a specialist and a week to see their family doctors. Read more





Tapping the home for retirement income: Should I stay or should I go?
Canadians are heading toward retirement carrying debt, those who own homes may be forced to turn to their lodging for extra income


A recent survey on debt by Manulife Financial Corp. found that almost one in five Canadians expect to tap into home equity to top up their retirement income. Ten per cent of the respondents said they plan to remain in their houses and borrow against home equity, while a further 8 per cent are considering downsizing and using the extra equity to generate retirement income. Read more

Coroner investigating 32 deaths, rules all nursing homes should have sprinklers
Extended Radio Interview Clip


CARP VP of Advocacy Susan Eng was interviewed by CBC Radio and asked to comment on the recommendations of the coroner report that investigated the 32 deaths as a result of a nursing home fire in LíIsle Verte last year. Read more

Private seniorsí homes in Quebec must have sprinklers under new regulations
This Globe and Mail article provides a detailed account of the story


ďIf you set the bar really low, this is a good-news story,Ē said Susan Eng, vice-president of the Canadian Association of Retired Persons. ďBut 32 people gave their lives so the future would be better for others. Itís the only way you can feel good about this and you can hardly congratulate them for it.Ē Late last year, the association sent a letter to all provinces asking what action theyíve taken to improve fire prevention in seniorsí homes. Only PEI responded, Ms. Eng said. Read more

CARPís Sprinkler Retrofit Campaign Update
CARP update on the Isle Verte fire as well as the resulting Coroner's inquiry findings and recommendations


In the weeks prior to the release of Quebec Cornerís report that investigated the causes of the LíIsle-Verte nursing home fire that claimed 32 lives and injured 15 others over a year ago, CARP sent out an open letter to all ministers responsible for fire safety in nursing homes across Canada. In the letter CARP called on federal, provincial and territorial governments to end the patchwork of fire regulations and to make sprinkler systems mandatory in all care homes built before 1997, which in most provinces are not required by the current building and fire code requirements leaving many seniors exposed to fire related dangers. Read more

Problems with the Survey or a Story Link?

If you experience difficulty while filling out the survey or cannot get the full story, please click here and try again

CARP Financial Issues Poll
1. Do you have an RRSP or a RRIF?

Yes, I am 71 or less and have RRSPs

Yes, I am over 71 and have a RRIF

No I am 71 or less and have no RRSPs

No, I am over 71 and have no RRIF

OTHER

2. How much did you contribute to RRSPs when you were working, or how much do you contribute now?

Maximum contribution each year

Up to $15K a year

From $10K to $15K a year

From $5K to $10K a year

Less than $5K a year

As much as I can whenever I can

DIDNíT/DONíT CONTRIBUTE TO RRSPs

3. Do you contribute to a Tax Free Savings Account, or TFSA?

Yes

No

4. The federal government is increasing the TFSA contribution limit from $5000 to $10,000 per year. Do you approve or disapprove of this?

Approve strongly

Approve

Disapprove

Disapprove strongly

DONíT KNOW

5. Are you retired or do you work full or part-time?

Iím retired completely and donít work

I work part time to keep busy

I work part time for the money

I work full time to keep busy

I work full time for the money

Iím not retired, am still working

OTHER

6. At what age did you retire?

Under 50

50 to 55

56 to 60

61 to 65

66 to 70

71 to 75

Over 75

NOT RETIRED

WILL NEVER RETIRE

7. At what age did you expect to retire when you were still working?

Under 50

50 to 55

56 to 60

61 to 65

66 to 70

71 to 75

Over 75

NOT RETIRED

WILL NEVER RETIRE

8. If you are still working, at what age do you plan to retire?

Under 50

50 to 55

56 to 60

61 to 65

66 to 70

71 to 75

Over 75

ALREADY RETIRED

WILL NEVER RETIRE

9. Did you, or do you expect to have to, delay your retirement as planned because of financial need?

Yes

No

10. Do you agree or disagree the government must reverse their decision to raise the eligibility age for OAS from 65 to 67?

Agree strongly

Agree

Disagree

Disagree strongly

DONíT KNOW

11. Do you agree or disagree the government must change mandatory RRIF withdrawal rules in order to prevent seniors from outliving their savings?

Agree strongly

Agree

Disagree

Disagree strongly

DONíT KNOW

12. Do you agree or disagree that RRSPs and TFSAs alone will allow younger Canadians to save for retirement without a robust pension plan as well?

Agree strongly

Agree

Disagree

Disagree strongly

DONíT KNOW

13. How important is it that all age groups in Canada are invested in and supported fairly and according to need?

Extremely important

Very important

Important

Not very important

Not at all important

DONíT KNOW

14. What is, or will be, the largest financial burden assumed by your children?

Mortgage or rent

Student loans/school debt

Personal debt

Childcare

Living expenses

Caregiving

OTHER

DONíT KNOW

NO CHILDREN

15. And what is, or will be, the largest financial burden assumed by your grandchildren?

Mortgage or rent

Student loans/school debt

Personal debt

Childcare

Living expenses

Caregiving

OTHER

DONíT KNOW

NO GRANDCHILDREN

16. How important is the welfare of your children and grandchildren in your decision who to vote for?

Extremely important

Very important

Important

Not very important

Not at all important

DONíT KNOW

17. Do you agree or disagree Canada is a wealthy enough country to meet the financial needs of all age groups?

Agree strongly

Agree

Disagree

Disagree strongly

DONíT KNOW

18. Do you agree or disagree that all Canadians, regardless of age, should be able to share in the dividends of Canadaís success?

Agree strongly

Agree

Disagree

Disagree strongly

DONíT KNOW

19. The government has often said the economy is too weak to invest in social services and infrastructure. Which of the following viewpoints do you think is correct?

Government spending priorities are wrong (F35, partisan advertising, etc)

Investing in services and infrastructure will revitalize the economy

The economy is genuinely too poor for increased spending

Raising corporate taxes and taxing the rich will close the funds gap

OTHER

DONíT KNOW

20. Do you agree or disagree the federal government should be encouraging citizens to spend in the economy now instead of saving for retirement now and spending later?

Agree strongly

Agree

Disagree

Disagree strongly

DONíT KNOW

21. If a federal election were held tomorrow, which partyís candidate would you support?

Conservative

Liberal

NDP

Green Party

Bloc Quebecois

Bloc Quebecois

OTHER

UNDECIDED

  [See†Results]



Follow CARP Advocacy on Twitter: Click here and add us!

Previous Issues/Archives
February 10th, 2015
January 27th, 2015
January 13th, 2015
December 23rd, 2014
December 11th, 2014
November 27th, 2014
November 10th, 2014

[MORE]
Powered by IMN