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Experian Report Enhancements
by Teresa Campos
Experian has made enhancements to their Business Profile (BPR), Commercial Intelliscore (CI) and
Small Business Intelliscore (SBI) reports. The following is a brief summary of the enhancements.
Business Profile Report – New Easy to Read Format
A highlight of the redesigned report is the new Executive Summary that has links to detailed information in the body of the report and DBT graphs.
Other Enhancements
- Graphical depiction of key report elements
- Quick report navigation
- Expanded report viewing and printing options
- Option to receive text html reports
- Integration of Commercial Intelliscore report into BPR
Commercial & Small Business Intelliscore – Enhanced Comprehensive Predictive Scoring
Experian’s Business Information Solutions group and Experian-Scorex, one of the worlds foremost
decision-support companies, have jointed forces to completely redesign the IntelliscoreSM models.
Based on history from their vast database of 18 million U.S. businesses they then validated the models against several client portfolios and found:
- Predictiveness of Commercial IntelliscoreSM has been improved by 25% on average
- Number of scorable businesses has been expanded by 10% on average
- Predictiveness of Small Business IntelliscoreSM seamlessly blending commercial and consumer information, has been improved by 24% on average
Other Enhancements
- Feature redeveloped Good/Bad flags
- Include enhanced segmentation
- State-of-the-Art demographic segment for thin file scoring for Commercial Intelliscore
- Includes groundbreaking ScorexPlus consumer score for Small Business Intelliscore
- Provides new consumer variables including credit inquiries, balance to limit ratio and adverse actions
If you are not familiar with Intelliscore, it is a scoring model that provides instant credit decisions and
prescreening based on an analysis of a firm’s commercial (for CI) and commercial and consumer (for SBI) payment performance, financial obligations and derogatory legal filings. The model uses sophisticated statistical techniques to predict the likelihood that a business will become seriously delinquent in its payment performance within the next 12 months. The model produces scores that range from 0-100,
a higher score representing lower risk.
If you would like more information about these reports or any of the other credit reporting solutions
CMA has to offer contact your Account Executive or CMA’s Sales & Marketing Dept. (818) 972-5300
ext. 132 or email your request to info@creditservices.org.
[PRINTER FRIENDLY VERSION]
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