Thank you in advance for participating in NACM's monthly Credit Manager's Index (CMI), tracking and predicting trends in the business credit industry.

You can participate with confidence: your data will be
held in the strictest confidence and will not be individually identified or released.

We urge you to completely fill out the first 5 questions so that we can sort the data by both State and line of business (using the 4-digit SIC data). If you do not know your
SIC code, visit: http://www.sic-codes.com/

Click here to access the survey:
http://www.nacm.org/monthly_business.html
or go to www.nacm.org and select the SURVEY BUTTON in the lower right area of the page.

Please complete by FRIDAY, NOVEMBER 21 , 2pm, ET.