This 94th edition of the Manual of Credit and Commercial Laws continues the ongoing efforts of your NACM to provide the business and credit professional with the most current information regarding the laws that impact everyday business decisions. With a network of legal professionals as the authors, NACM brings you an updated, comprehensive text covering the majority of legal topics that the credit professional encounters on a daily basis. Chapters have been reviewed, and statutory data has been researched and updated by these authors and NACM staff. As well, each chapter has been reviewed by the editors.

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Highlights include:

• A new chapter on the Uniform Computer Information Transactions Act (UCITA)

• Three appendices covering: (1) Secretary of State contact information, (2) more state-by-state information not found other chapters, and (3) the official state UCC text most
  important to the credit and business professional

• The chapter of forms has been reorganized for faster referencing

• UCC coverage—Chapter 7 now provides a clean overview of the entire UCC and the Article 9 discussion has been separated to form a stand-alone chapter

• Expansion of the considerations a credit and business professional must take into account when dealing with employees or contractors

• The equipment leasing chapter has been enhanced to add more information about commercial leases including a discussion of the differences between a true operating lease and a financing lease

• State by state information on electronic filings have been added, as well as, web sites on court locations